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Mortgage Broking Services in Crows Nest – Advice That Goes Beyond the Numbers

At Integrity Plus Accounting, we provide mortgage broking services in Crows Nest that go hand-in-hand with your accounting and long-term wealth strategy. I’m Scott Kay — Chartered Accountant, Registered Tax Agent, and Accredited Mortgage Broker. That means I can look at your loan not just from a banking perspective, but through the lens of your tax position, entity structure, and long-term goals.
I don’t just chase rates. I look at how to build your wealth through property, get the structure right, and make sure you’re not missing opportunities that most brokers and even many accountants overlook.
Scott Kay, Principal Accountant at Integrity Plus Accounting
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Case Study: From ‘You Can’t’ to Seven Properties
One of our early clients was told by a mortgage broker they couldn’t afford an investment property. Luckily, they didn’t listen — and asked us. With the right strategy, entity setup, and finance partners, they’ve now built a portfolio of seven properties across multiple states, using buyers’ agents and structured lending.
We helped them navigate tax, structuring, and mortgage broking so everything aligned. Today, they’re financially independent and still growing — and we remain part of their trusted team.
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How We Help You With Mortgages

  • Refinance and rate checks
  • Property investment strategy
  • SMSF lending and structuring
  • Commercial and residential lending
  • First home buyer guidance
  • Tax-deductible structures and contribution strategies
  • Support across your buyer’s agent, conveyancer, and lender

Why Work With an Accountant-Broker?

Most brokers look only at income and debt. I look at tax planning, entity setup, loan structure, and long-term wealth — because I wear both hats. Whether you’re buying your first home, your tenth investment property, or commercial real estate in a trust or super fund, I can help you see the whole picture.
Case Study: SMSF Property Done Right
Another client was unsure whether to buy a commercial premises for their spouse in their personal name (and get hit with a higher tax rate) or through a self-managed super fund (SMSF).
We helped them:
  • Set up the SMSF and bare trust
  • Complete the transaction just before EOFY
  • Avoid unnecessary accounting/audit fees for that year
  • Structure contributions and repayments for maximum tax effectiveness
  • Position the fund to receive tax-free income in retirement
That’s the kind of strategic thinking you get when your broker is also your accountant.
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Why Work With an Accountant-Broker?

Most brokers look only at income and debt. I look at tax planning, entity setup, loan structure, and long-term wealth — because I wear both hats. Whether you’re buying your first home, your tenth investment property, or commercial real estate in a trust or super fund, I can help you see the whole picture.

Why Choose Integrity Plus Accounting?

Ivan Costello

I've been working with Integrity for a many years for both business and personal tax returns. I have always been impressed with their strategic advice, accounting expertise and excellent customer service.

Stephen E

Scott and his team were outstanding in the service that they've provided. I've actually approached 5 different accounting firms and from the initial call and processes, Scott stood out from the rest. Without a doubt I will be continuing to use his services in the coming years.

Chris

Scott has been looking after my accounts since I was a uni student, and continues to now that I run my own business. He has helped me stay on top of my tax through the whole process and I wouldn't have been able to set up my business without his help. I would unreservedly recommend Integrity Plus Accounting to anyone who wants their accounts handled with the integrity and attention to detail that they require!

Michael

Starting a business is hard, and building trust with people you don't know can be difficult, Scott and the team were very trusting and keen to help our business start and grow even with our limited cash flow. Regards Naomi and Michael from Mum's Electrical

David

I'm a busy professional running my own bustling photography business, an educational services consultancy and managing two investment properties. To manage my own tax I would need to spend time reading all the relevant accounting law which could mean missing a new opportunity, so I entrust my taxation law needs to Scott at Integrity Plus Financial. Scott is fast, accurate, thorough and knowledgeable in all areas of tax law related to my businesses.

Why 115+ Clients Give Integrity Plus Accounting 5 Stars

Fast response times and dependable service

Access to quick support

Highly qualified proactive advice

Competitive pricing without compromising quality

Clear communication and a positive solutions focused approach

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Book a free 15 minute consultation with Scott, Principal Chartered Accountant and Tax Agent

For small to medium businesses, individuals and property investors who want:

More savings

More growth

20+ years of experienced business advice

Make an Appointment Today
Scott Kay, Principal Accountant at Integrity Plus Accounting

About

Integrity Plus Accounting is your trusted provider of tax, accounting, payroll, bookkeeping, and business advisory services, proudly based in Sydney. We deliver personalised, reliable solutions tailored to your business needs, supporting clients across Australia.

Liability limited by a scheme approved under Professional Standards Legislation.

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  • (02) 8385 5677
  • Email Us
  • Crows Nest: 246 Pacific Highway CROWS NEST NSW 2065
  • Bateau Bay: 7 Sir Joseph Banks Drive BATEAU BAY NSW 2261
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