Mortgage Broking Services in Crows Nest – Advice That Goes Beyond the Numbers

At Integrity Plus Accounting, we provide mortgage broking services in Crows Nest that go hand-in-hand with your accounting and long-term wealth strategy. I’m Scott Kay — Chartered Accountant, Registered Tax Agent, and Accredited Mortgage Broker. That means I can look at your loan not just from a banking perspective, but through the lens of your tax position, entity structure, and long-term goals.

I don’t just chase rates. I look at how to build your wealth through property, get the structure right, and make sure you’re not missing opportunities that most brokers and even many accountants overlook.

Case Study: From ‘You Can’t’ to Seven Properties

One of our early clients was told by a mortgage broker they couldn’t afford an investment property. Luckily, they didn’t listen — and asked us. With the right strategy, entity setup, and finance partners, they’ve now built a portfolio of seven properties across multiple states, using buyers’ agents and structured lending.

We helped them navigate tax, structuring, and mortgage broking so everything aligned. Today, they’re financially independent and still growing — and we remain part of their trusted team.

How We Help You With Mortgages

Why Work With an Accountant-Broker?

Most brokers look only at income and debt. I look at tax planning, entity setup, loan structure, and long-term wealth — because I wear both hats. Whether you’re buying your first home, your tenth investment property, or commercial real estate in a trust or super fund, I can help you see the whole picture.

Case Study: SMSF Property Done Right

Another client was unsure whether to buy a commercial premises for their spouse in their personal name (and get hit with a higher tax rate) or through a self-managed super fund (SMSF).

We helped them:

That’s the kind of strategic thinking you get when your broker is also your accountant.

Why Work With an Accountant-Broker?

Why Choose Integrity Plus Accounting?

Ivan Costello

I've been working with Integrity for a many years for both business and personal tax returns. I have always been impressed with their strategic advice, accounting expertise and excellent customer service.

Stephen E

Scott and his team were outstanding in the service that they've provided. I've actually approached 5 different accounting firms and from the initial call and processes, Scott stood out from the rest. Without a doubt I will be continuing to use his services in the coming years.

Chris

Scott has been looking after my accounts since I was a uni student, and continues to now that I run my own business. He has helped me stay on top of my tax through the whole process and I wouldn't have been able to set up my business without his help. I would unreservedly recommend Integrity Plus Accounting to anyone who wants their accounts handled with the integrity and attention to detail that they require!

Michael

Starting a business is hard, and building trust with people you don't know can be difficult, Scott and the team were very trusting and keen to help our business start and grow even with our limited cash flow. Regards Naomi and Michael from Mum's Electrical

David

I'm a busy professional running my own bustling photography business, an educational services consultancy and managing two investment properties. To manage my own tax I would need to spend time reading all the relevant accounting law which could mean missing a new opportunity, so I entrust my taxation law needs to Scott at Integrity Plus Financial. Scott is fast, accurate, thorough and knowledgeable in all areas of tax law related to my businesses.

Why 115+ Clients Give Integrity Plus Accounting 5 Stars

Fast response times and dependable service

Access to quick support

Highly qualified proactive advice

Competitive pricing without compromising quality

Clear communication and a positive solutions focused approach

Mortgage Broking in Crows Nest: Beyond Rates to Long-Term Wealth

For small to medium businesses, individuals and property investors who want:

More savings

More growth

20+ years of experienced business advice

About

Integrity Plus Accounting is your trusted provider of tax, accounting, payroll, bookkeeping, and business advisory services, proudly based in Sydney. We deliver personalised, reliable solutions tailored to your business needs, supporting clients across Australia.

Liability limited by a scheme approved under Professional Standards Legislation.

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Comprehensive Mortgage Solutions Tailored to Your Needs

At Integrity Plus Accounting, we provide a holistic approach to mortgage broking that considers your unique financial situation and long-term goals. Our services are designed to help you navigate the complexities of securing a mortgage, ensuring that you receive the best possible advice tailored to your circumstances.

Whether you're a first-time homebuyer or an experienced investor, our team is equipped to assist you in making informed decisions. We analyze various loan options, interest rates, and repayment structures, allowing you to choose a mortgage that aligns with your financial aspirations and investment strategy.

Client Success Stories: Real Results from Our Mortgage Broking Services

Our clients' success is a testament to the effectiveness of our mortgage broking services. We take pride in showcasing case studies that illustrate how our tailored strategies have enabled clients to achieve their property investment goals, from purchasing their first home to expanding their investment portfolios.

For instance, one client leveraged our expertise to secure a loan that facilitated the purchase of multiple properties across different states. These real-life examples highlight our commitment to delivering results and the positive impact of our comprehensive approach to mortgage broking.

The Importance of Tax Planning in Mortgage Decisions

Tax planning plays a crucial role in mortgage decisions, especially for property investors. At Integrity Plus Accounting, we integrate tax strategies into our mortgage broking services, ensuring that clients understand the tax implications of their loan choices and property investments.

By considering factors such as entity structure and potential tax deductions, we help clients make informed decisions that not only secure favorable loan terms but also optimize their overall financial position. Our dual expertise in accounting and mortgage broking allows us to provide insights that are often overlooked by traditional lenders.

Understanding Loan Structures: Fixed vs. Variable Rates

Choosing between fixed and variable loan rates can significantly impact your financial future. We provide detailed guidance on the advantages and disadvantages of each type of loan structure, helping clients determine which option best suits their financial strategy and risk tolerance.

Our analysis considers market trends, interest rate forecasts, and individual financial situations, ensuring that you are well-informed when making this critical decision. With our expertise, you can navigate the complexities of loan structures with confidence, aligning your mortgage choice with your long-term financial goals.